Dec
16

Real Estate Bubble?

By Harry

There have been a lot articles in the papers, on the T.V. news and on many websites about the increase in residential real estate sales for November 2009.

The Canadian Real Esate Association has just reported sales for November 2009 are up 73% over November 2008 ( the real bottom of the market). These are national numbers so how did our local Peterborough Real Estate market compare.

  Peterborough #’s
 # Sales November 2009   # 193 Units v/s Sales November 2008  # 128

 $ Value November 2009    $ 48M      v/s       November 2008  #  23M                                                          
 The Canadian Real Estate association also reported an increase in listings in Canada over the prior months as more sellers show some desire to take advantage of the hot market.However, as more listings hit the market that will have some effect in easing the pressure and prices should level off or increase at a smaller rate. In our local market New Listings were comparable at 333 for 2009 v/s 334 for 2008.

 If you were thinking of selling it certainly appears that we are still in strong market and that it will continue for the next several months. If you are buying it is still a great time to take advantage of the low interest rates, but take caution and don’t over buy as interest rates will not stay at this level forever. Forexample a $ 300,000 mortgage at 2.25% would carry a monthly payment of approximately $ 1,300.00. If rates only go up to 5% the monthly payment would increase to approximately $ 1750.00 an increase of 34%. Something to plan for when you are sitting down with our Mortgage Broker to review your budgets!

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Comments

  1. Nice post….very useful information…..

  2. Nice Articles, thanks for this, looking forward to your next post. Keep your good work.

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  4. Just a quick message 2 thank you 4 your useful page article. Do u know where I can find more on the subject? x

  5. Lov the work Keep it going! I have been fallowing it for a few days Is there a way to get updates when something is new?

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  7. Bebe Rakoci says:

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  8. Good job, i like it. Are there any forums that you recommend I join ?

  9. Good writing. Keep up the good work. I just added your RSS feed my Google News Reader

  10. Harry says:

    Thanks for your comments and the RSS feed. Harry.

  11. Harry says:

    Check out the major Newspapers in Canada and the U.S. There are always useful articles or blogs in their Business Sections. Harry.

  12. Hugo Herrero says:

    I like the blog, but could not find how to subscribe to receive the updates by email. Can you please let me know?

  13. Harry says:

    Thanks for your comments. I am just setting up an e-mail mailing list so let me know your address. You can also check the website and go the BLOGS. I usually write a blog 2 or 3 times a week. Harry

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  16. I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the good work Look forward to reading more from you in the future.

  17. Can you provide more information on this? take care

  18. Harry says:

    thanks for your comments. try the website for the Globe and Mail’s report on Business. Also on my blog page there
    is a link to the Central Mortgage and Housing web site.

  19. Harry says:

    Thanks, I will continue to blog as I uncover more information

  20. Harry says:

    check the link to CMHC. on my blog page, and I get a lot of info from the Globe’s Report on Business.

  21. Harry says:

    Thanks for the comments. I usually write a couple of blogs a week. It takes a while to do all the research, so rather than
    writting a lot of blogs I write only one with a lot of information

  22. Harry says:

    thanks for your comments

  23. Harry says:

    Thanks and stay tuned.

  24. Harry says:

    check out the Report on Business and the Financial Post. I also will continue to write a couple of blogs a week.

  25. Harry says:

    Thanks for your comments.

  26. Harry says:

    thanks for your comments and thank your mother for the reference

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  28. Harry says:

    thanks for your comments and hope that you continue to follow my blogs

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  30. Harry says:

    Thanks again for your comments

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